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Address Verification System (AVS) is a useful fraud prevention tool for merchants.

Jared Ronski was recently in the news discussing how optimizing mobile and omnichannel is table stakes for merchants looking to keep customers happy and retain them over the long haul.

How you write your advertising copy will be based on where you will place your ad. If it’s a billboard ad, you’ll need a super catchy headline and simple design due to the speed at which people will pass. Online ads are similar.

With nearly 80% of Americans preferring cards to cash and smartphone users paying via digital wallet, there seems to be a clear winner in the cash vs credit debate.

Payment processing is a complex ecosystem that includes processors, providers, contracts, and fee tiers. For ecommerce merchants looking to streamline payments operations, it can be a little overwhelming.

With an estimated 77% of American smartphone owners using mobile wallets in 2018, digital payment demands are high. Merchants need flexible, robust, end-to-end operations that accommodate changing consumer behaviors.

The holiday season is the most important time of the year for online businesses. While an increased number of shoppers are perusing ecommerce sites, an increased number of bad actors are, too. Even though Christmas is behind us, the holiday selling season is not over. Many consumers will take advantage of post-holiday sales and begin redeeming gift cards received during the holiday season (typically spending more than the gift card amount). Without the right ecommerce fraud prevention tricks, merchants are at risk for serious losses. It’s important to have the right tools in place to combat fraud year-round, but merchants are especially at risk during this busy time of year.

There are plenty of merchant account providers out there to choose from, making it a difficult task deciding which one is right for you. Different business models require different considerations to ensure that payments are optimized and payment processing costs remain low.