Merchant portfolios may need be reviewed to prepare profitability models that support these interchange rate changes.
Visa will modify the description of the existing Canada domestic Performance debit fee programs.
FPI | IQSTA | IC Level | Current Fee Program Name (PPM Description Name | New Fee Program Name (PPM Description Name | Current MAS and TSYS Express Fee Descriptor | New MAS and TSYS Express Fee Descriptor | Current Rate | New Rate |
---|---|---|---|---|---|---|---|---|
P61 | 1423 | 1JX | VS Canada Chip Debit Pit1 | VS Can Performance Debit | CAN CHPDBPIT1 | CA PERF DB | 0.15% + $0.05 | NC |
P62 | 1424 | 1JY | VS Canada Chip Debit Pit1 IS | VS Can Performance Debit IS | CA CHPDBPIT1IS | CA PERF DB IS | 0.15% + $0.05 | NC |
P02 | 1439 | 1JH | VS Canada Nch Bus Cr Pit1 | VS Can Performance Business Credit | CAN BUSPIT1 | CA PERF BUS CR | 1.80% + $0.00 | NC |
P01 | 1440 | 1JI | VS Canada Nch Bus Cr Pit1 IS | VS Can Performance Business Credit Is | CAN BUSPIT1 IS | CAPERFBUSCRIS | 1.80% + $0.00 | NC |
FA5 | 11083 | 1O9 | VS CA Performance T1 Infinite Business | VS Can Performance Infinite Business | CA PT1INFBUS | CA PERF INFBUS | 2.00% + $0.00 | NC |
FA6 | 11084 | 1PA | VS CA Performance T1 Infinite Business ISS | VS Can Performance Infinite Business Is | CA PT1INFBUSIS | CAPERFINFBUSIS | 2.00% + $0.00 | NC |
P26 | 1455 | 1JT | VS Canada Consumer PP PIT1 | VS Can Performance Consumer Prepaid | CAN PPDPIT1 | CA PERFCONSPPD | 1.32% + $0.00 | NC |
P25 | 1456 | 1JU | VS Canada Consumer PP PIT1 IS | VS Can Performance Consumer Prepaid Is | CAN PPDPIT1 IS | CAPERCONSPPDIS | 1.32% + $0.00 | NC |
P73 | 11343 | 1Q2 | VS Canada Comm PP Pit1 | VS Can Performance Commercial Prepaid | CAN COMPIT1PP | CA PERF COMPPD | 1.80% + $0.00 | NC |
P74 | 11344 | 1Q3 | VS Canada Comm PP Pit1 IS | VS Can Performance Commercial Prepaid Is | CANCOMPIT1PPIS | CAPERFCOMPPDIS | 1.80% + $0.00 | NC |
Visa will modify the rates and descriptions of the existing Canada domestic Performance credit fee programs.
FPI | IQSTA | IC Level | Current Fee Program Name (PPM Description Name) | New Fee Program Name (PPM Description Name) | Current MAS and TSYS Express Fee Descriptor | New MAS and TSYS Express Fee Descriptor | Current Rate | New Rate | Change in Rate |
---|---|---|---|---|---|---|---|---|---|
P08 | 1431 | 1I9 | VS Canada Nch Cons Cr Pit1 | VS Can Cons Cr Perform | CAN CONPIT1 | CAN CONPERF | 1.32% + $0.00 | 1.20% + $0.00 | -0.12% |
P07 | 1432 | 1JA | VS Canada Nch Cons Cr Pit1 IS | VS Can Cons Cr Perform Is | CAN CONPIT1 IS | CANCONPERFIS | 1.32% + $0.00 | 1.20% + $0.00 | -0.12% |
F22 | 1435 | 1JD | VS Canada Nch Inf Cr Pit1 | VS Can Infin Cr Perform | CAN INFPIT1 | CAN INFPERF | 1.52% + $0.00 | 1.49% + $0.00 | -0.03% |
F21 | 1436 | 1JE | VS Canada Nch Inf Cr Pit1 IS | VS Can Infin Cr Perform Is | CAN INFPIT1 IS | CANINFPERFIS | 1.52% + $0.00 | 1.49% + $0.00 | -0.03% |
P67 | 11067 | 1OT | VS CA Performance Tier 1 HNW | VS Can Performance HNW | CA PT1 HNW | CA PERF HNW | 1.95% + $0.00 | NC | ---- |
P68 | 11068 | 1OU | VS CA Performance Tier 1 HNW ISS | VS Can Performance HNW Is | CA PT1 HNW IS | CA PERF HNW IS | 1.95% + $0.00 | NC | ---- |
Visa will modify the rates to existing Canada domestic interchange programs that apply to purchase and credit voucher transactions for Visa consumer credit products.
FPI | IQSTA | IC Level | Current Fee Program Name (PPM Description Name | Current MAS and TSYS Express Fee Descriptor | Current Rate | New Rate | Change in Rate |
---|---|---|---|---|---|---|---|
I01 | 1375 | 1IK | VS Canada Credit Industry 1 | CAN CRIND 1 | 1.18% + $0.00 | 1.07% + $0.00 | -0.11% |
I02 | 1376 | 1J1 | VS Canada Nch CS Cr Ind1 IS | CAN CONIND1 IS | 1.18% + $0.00 | 1.07% + $0.00 | -0.11% |
F14 | 1380 | 1J3 | VS Canada Nch IF Cr Ind1 IS | CAN INFIND1 IS | 1.37% + $0.00 | 1.34% + $0.00 | -0.03% |
F13 | 1379 | 1II | VS Canada Infinite Industry 1 | CAN INFIND 1 | 1.37% + $0.00 | 1.34% + $0.00 | -0.03% |
I03 | 1377 | 1IL | VS Canada Nch CS Cr Ind2 IS | CAN CONIND2 IS | 1.23% + $0.00 | 1.00% + $0.00 | -0.23% |
I04 | 1378 | 1J2 | VS Canada Infinite Industry 2 | CAN INFIND 2 IS | 1.23% + $0.00 | 1.00% + $0.00 | -0.23% |
F15 | 1381 | 1IJ | VS Canada Infinite Industry 2 | CAN INFIND 2 | 1.42% + $0.00 | 1.20% + $0.00 | -0.22% |
F16 | 1382 | 1J4 | VS Canada Nch IF Cr Ind2 IS | CAN INFIND2 IS | 1.42% + $0.00 | 1.20% + $0.00 | -0.22% |
I31 | 11449 | 1R5 | VS Canada Credit Industry 3 | CAN CRIND 3 | 1.36% + $0.00 | 1.20% + $0.00 | -0.16% |
I32 | 11450 | 1R6 | VS Canada Credit Industry 3 IS | CAN CRIND3 IS | 1.36% + $0.00 | 1.20% + $0.00 | -0.16% |
F17 | 11451 | 1R7 | VS Canada Infinite Industry 3 | CAN INFIND 3 | 1.54% + $0.00 | 1.30% + $0.00 | -0.24% |
F18 | 11452 | 1R8 | VS Canada Infinite Industry 3 IS | CAN INFIND3 IS | 1.54% + $0.00 | 1.30% + $0.00 | -0.24% |
I35 | 11457 | 1SD | VS Canada Credit Industry 4 | CAN CRIND 4 | 1.36% + $0.00 | 1.20% + $0.00 | -0.16% |
I36 | 11458 | 1SE | VS Canada Credit Industry 4 IS | CAN CRIND4 IS | 1.36% + $0.00 | 1.20% + $0.00 | -0.16% |
F19 | 11459 | 1SF | VS Canada Infinite Industry 4 | CAN INFIND 4 | 1.54% + $0.00 | 1.30% + $0.00 | -0.24% |
F20 | 11460 | 1SG | VS Canada Infinite Industry 4 IS | CAN INFIND4 IS | 1.54% + $0.00 | 1.30% + $0.00 | -0.24% |
B01 | 1333 | 1KP | VS Canada Rec Pmt Cons Cr | CAN REC CON | 1.37% + $0.00 | 1.25% + $0.00 | -0.12% |
B02 | 1334 | 1KQ | VS Canada Rec Pmt Cons Cr IS | CAN REC CON IS | 1.37% + $0.00 | 1.25% + $0.00 | -0.12% |
F11 | 1335 | 1KR | VS Canada Rec Pmt Infinite | CAN REC INF | 1.56% + $0.00 | 1.53% + $0.00 | -0.03% |
F12 | 1336 | 1KS | VS Canada Rec Pmt Infinite IS | CAN REC INF IS | 1.56% + $0.00 | 1.53% + $0.00 | -0.03% |
C13 | 11463 | 1SL | VS Canada Credit CNP | CAN CRCNP | 1.52% + $0.00 | 1.40% + $0.00 | -0.12% |
C14 | 11466 | 1SM | VS Canada Credit CNP IS | CAN CRCNP IS | 1.52% + $0.00 | 1.40% + $0.00 | -0.12% |
F27 | 11467 | 1SN | VS Canada Infinite CNP | CAN INF CNP | 1.71% + $0.00 | 1.65% + $0.00 | -0.06% |
F28 | 11468 | 1SO | VS Canada Infinite CNP IS | CAN INF CNP IS | 1.71% + $0.00 | 1.65% + $0.00 | -0.06% |
F27 | 11469 | 1SP | VS Canada HNW CNP | CAN HNW CNP | 2.45% + $0.00 | 2.40% + $0.00 | -0.05% |
F98 | 11470 | 1SQ | VS Canada HNW CNP IS | CAN HNW CNP IS | 2.45% + $0.00 | 2.40% + $0.00 | -0.05% |
E01 | 1305 | 1IE | VS Canada NonChip Electronic Credit | CAN ELEC CR | 1.42% + $0.00 | 1.25% + $0.00 | -0.17% |
E02 | 1306 | 1I0 | VS Canada NonChip Elec CS CR IS | CAN EL CONS IS | 1.42% + $0.00 | 1.25% + $0.00 | -0.17% |
E07 | 1307 | 1IO | VS Canada Electronic Infinite | CAN ELEC INF | 1.61% + $0.00 | 1.57% + $0.00 | -0.04% |
E08 | 1308 | 1I1 | VS Canada NonChip Elec INF Cr IS | CAN EL INF IS | 1.61% + $0.00 | 1.57% + $0.00 | -0.04% |
S01 | 1253 | 1H8 | VS Canada Standard Credit | CAN STND CR | 1.52% + $0.00 | 1.45% + $0.00 | -0.07% |
S02 | 1254 | 1IN | VS Canada Cons Standard IS | CAN STDCR IS | 1.52% + $0.00 | 1.45% + $0.00 | -0.07% |
F01 | 1287 | 1IC | VS Canada Standard Infinite | CAN STND INF | 1.71% + $0.00 | 1.70% + $0.00 | -0.01% |
F02 | 1288 | 1IU | VS Canada Inf CR Stand IS | CAN STDINF IS | 1.71% + $0.00 | 1.70% + $0.00 | -0.01% |
Visa will modify the rate and description for the existing U.S. Supermarket Credit interchange program.
FPI | IQSTA | IC Level | Current Fee Program Name (PPM Description Name | New Fee Program Name (PPM Description Name | Current MAS and TSYS Express Fee Descriptor | New MAS and TSYS Express Fee Descriptor | Current Rate | New Rate | Difference in % Rate | Difference in $ Rate |
---|---|---|---|---|---|---|---|---|---|---|
102 | 0026 | 106 | VS CPS Supermarket Credit | VS VT SPMKT CREDIT | SIP CREDIT | VTSMKTCR | 1.22% + $0.05 | 1.50% + $0.07 | 0.28% | $0.02 |
Visa will modify the rates and descriptions of existing business, corporate and purchasing interchange programs.
FPI | IQSTA | IC Level | Current Fee Program Name (PPM Description Name | New Fee Program Name (PPM Description Name) | Current MAS and TSYS Express Fee Descriptor | New MAS and TSYS Express Fee Descriptor | Current Rate | New Rate | Difference in Rate |
---|---|---|---|---|---|---|---|---|---|
174 | 11547 | 1ST | VS Corporate Fuel Level 2 | N/A | CORP FUEL LVL2 | N/A | 2.05% + $0.10 | 2.20% + $0.10 | +0.15% |
175 | 11548 | 1SU | VS Purchasing Fuel Level 2 | N/A | PURC FUEL LVL2 | N/A | 2.05% + $0.10 | 2.20% + $0.10 | +0.15% |
290 | 8706 | 1NO | VS Business Card Standard Debit | VS Non-Qual Business Debit | BUS STND DB | NQ BUS DB | 2.95% + $0.10 | No Change | No Change |
365 | 10180 | 1NY | VS Commercial Standard Prepaid | VS Non-Qual Commercial Prepaid | COM STND PP | NQ COMM PPD | 2.95% + $0.10 | No Change | No Change |
110 | 0092 | 1AK | VS Corporate Standard Non T/E | VS Non-Qual Corporate Credit | COR STD- OTHR | NQ CORP CR | 2.95% + $0.10 | No Change | No Change |
272 | 8359 | 1NB | VS US Corporate Card - Standard Wdata | VS Non-Qual Corporate Cr W/Data | COR STND WDATA | NQ CORP WDATA | 2.95% + $0.10 | No Change | No Change |
111 | 0094 | 1AL | VS Purchasing Standard Non T/E | VS Non-Qual Purchasing Credit | PUR STD- OTHR | NQ PURCH CR | 2.95% + $0.10 | No Change | No Change |
239 | 701 | 1BW | VS US Purchasing Card - Standard Wdata | VS Non-Qual Purchasing Cr W/Data | PUR STND WDATA | NQ PURCH WDATA | 2.95% + $0.10 | No Change | No Change |
Visa will modify the rates and descriptions of existing business credit interchange programs.
FPI | IC Level | Current Fee Program Name (PPM Description Name | New Fee Program Name (PPM Description Name | Current MAS and TSYS Express Fee Descriptor | New MAS and TSYS Express Fee Descriptor | Current Rate | New Rate | Difference in % Rate | Difference in $ Rate |
---|---|---|---|---|---|---|---|---|---|
112 | 1BX | VS Business Elect T/E T1 | VS Business Trl Travel | BUS ELECTVL T1 | BUSTR1TRAV | 2.40% + $0.10 | 2.35% + $0.10 | -0.05% | $ - |
231 | 1BN | VS Business CNP T1 | VS Business Tr1 Prod 1 | BUS CNP T1 | BUSTR1PROD1 | 2.25% + $0.10 | 2.65% + $0.10 | 0.40% | $ - |
381 | 1LJ | VS Business CNP T2 | VS Business Tr2 Prod 1 | BUS CNP T2 | BUSTR2PROD1 | 2.45% + $0.15 | 2.80% + $0.10 | 0.35% | $0.05 |
384 | 1LM | VS Business Electronic T/E T2 | VS Business Tr2 Travel | BUS ELECTVL T2 | BUSTR2TRAV | 2.75% + $0.15 | 2.50% + $0.10 | -0.25% | $0.05 |
387 | 1LS | VS Business Elect T/E T3 | VS Business Tr3 Travel | BUS ELECTVL T3 | BUSTR3TRAV | 2.85% + $0.20 | 2.55% + $0.10 | -0.30% | $0.10 |
390 | 1LW | VS Business CNP T3 | VS Business Tr3 Prod 1 | BUS CNP T3 | BUSTR3PROD1 | 2.60% + $0.20 | 2.85% + $0.10 | -0.25% | $0.10 |
377 | 1RG | VS Business CNP T4 | VS Business Tr4 Prod 1 | BUS CNP T4 | BUSTR4PROD1 | 2.70% + $0.10 | 2.95% + $0.10 | -0.25% | $ - |
399 | 1RI | VS Business Elect T/E T4 | VS Business T4 Travel | BUS ELECTVL T4 | BUSTR4TRAV | 2.95% + $0.10 | 2.65% + $0.10 | -0.30% | $0.10 |
232 | 1BQ | VS Business Retail T1 | VS Business Trl Prod 2 | BUS RETAIL T1 | BUSTR1PROD2 | 2.20% + $0.10 | 1.90% + $0.10 | -0.30% | $ - |
382 | 1LK | VS Business Retail T2 | VS Business Tr2 Prod 2 | BUS RETAIL T2 | BUSTR2PROD2 | 2.30% + $0.10 | 2.05% + $0.10 | -0.25% | $ - |
391 | 1LX | VS Business Retail T3 | VS Business Tr3 Prod 2 | BUS RETAIL T3 | BUSTR3PROD2 | 2.40% + $0.10 | 2.10% + $0.10 | -0.30% | $ - |
378 | 1RF | VS Business Retail T4 | VS Business Tr4 Prod 2 | BUS RETAIL T4 | BUSTR4PROD2 | 2.50% + $0.10 | 2.20% + $0.10 | -0.30% | $ - |
170 | 1B1 | VS Business Level 2 T1 | NC | BUS LVL2 T1 | NC | 2.05% + $0.10 | 1.90% + $0.10 | -0.15% | $ - |
388 | 1LU | VS Business Level 2 T3 | NC | BUS LVL2 T3 | NC | 2.05% + $0.10 | 2.10% + $0.10 | -0.05% | $ - |
Mastercard is expanding the Wholesale Travel Program by introducing 5 new commercial B2B credit product codes. The existing Wholesale Travel Program is being renamed to support the changes as Mastercard B2B Product.
FPI | IQSTA | Current Fee Program Name (PPM Description Name | New Fee Program Name (PPM Description Name) | Current MAS and TSYS Express Fee Descriptor | New MAS and TSYS Express Fee Descriptor |
---|---|---|---|---|---|
BB | 11324 | MC GLOBAL WHOLESALE TRAVEL B2B | MC Global Wholesale Travel B2B MBS | GLBWHSLTRAVB2B | GLWHSLTRB2BMBS |
Mastercard is modifying the rates for existing U.S. domestic Consumer and Commercial interchange programs.
IRD | IQSTA | IC Level | Current Fee Program (PPM Description Name | Current MAS and TSYS Express Fee Descriptor | Current Rate | New Rate | Difference in % Rate | Difference in $ Rate |
---|---|---|---|---|---|---|---|---|
WU | 0756 | 2BM | World Elite Airline | ELITEAIRLINE | 2.30% + $0.10 | 2.55% + $0.10 | +0.15% | -- |
HU | 2201 | 2GH | High Value Airline | HV AIRLINE | 2.30% + $0.10 | 2.55% + $0.10 | +0.15% | -- |
06 | 0646 | 2AA | World Convenience Purchases Base | WRLDCONVPURBSE | 2.00% + $0.00 | 1.90% + $0.04 | -0.10% | +$0.04 |
23 | 0043 | 216 | MC Convenience Purchases Credit | CONV PUR BASE | 1.90% + $0.00 | 1.65% + $0.04 | -0.25% | +$0.04 |
HH | 2188 | 2F4 | High Value Convenience Purchases Base | HV CONV PURBSE | 2.00% + $0.00 | 2.30% + $0.04 | +0.30% | +$0.04 |
RL | 0364 | 2B8 | Enhanced Convenience Purchases Base | ENHCONV PURBSE | 1.90% + $0.00 | 1.80% + $0.04 | -0.10% | +$0.04 |
WH | 0743 | 2A9 | World Elite Convenience Purchases Base | ELITECONVPURBSE | 2.00% + $0.00 | 2.30% + $0.04 | +0.30% | +$0.04 |
53 | 0152 | 2AQ | World Full UCAF | WRLD FULL UCAF | 2.05% + $0.10 | 2.20% + $0.10 | +0.15% | -- |
79 | 0217 | 2AO | Full UCAF | FULL UCAF | 1.89% + $0.10 | 1.95% + $0.10 | +0.06% | -- |
HT | 2200 | 2GG | High Value Full UCAF | HV FULL UCAF | 2.50% + $0.10 | 2.60% + $0.10 | +0.10% | -- |
RO | 0367 | 2CB | Enhanced Full UCAF | ENH FULL UCAF | 2.04% + $0.10 | 2.10% + $0.10 | +0.06% | -- |
WT | 0755 | 2BL | World Elite Full UCAF | ELITEFULLUCAF | 2.50% + $0.10 | 2.60% + $0.10 | +0.10% | -- |
03 | 0643 | 293 | World Key-Entered | WRLD KEY ENT | 2.05% + $0.10 | 2.20% + $0.10 | +0.15% | -- |
92 | 0059 | 219 | MC Key Entered Credit | KEY ENTERED | 1.89% + $0.10 | 1.95% + $0.10 | +0.06% | -- |
HC | 2183 | 2FZ | High Value Key-Entered | HV KEY ENT | 1.50% + $0.10 | 2.60% + $0.10 | +1.10% | -- |
RQ | 0581 | 2CD | Enhanced Key-Entered | ENH KEY ENT | 2.04% + $0.10 | 2.10% + $0.10 | +0.06% | -- |
WC | 0738 | 2A4 | World Elite Key-Entered | ELITEKEYENT | 2.50% + $0.10 | 2.60% + $0.10 | +0.10% | -- |
97 | 0057 | 218 | MC Travel Industries Premier Service Credit | LODG AUTO | 2.58% + $0.10 | 2.65% + $0.10 | +0.07% | -- |
RS | 0583 | 2CF | Enhanced Travel Industries Premier Service | ENH LODG AUTO | 1.80% + $0.10 | 1.75% + $0.10 | -0.05% | -- |
24 | 0662 | 2AL | Merchant UCAF | MERCHANT UCAF | 1.89% + $0.10 | 1.95% + $0.10 | +0.06% | -- |
HS | 2199 | 2GF | High Value Merchant UCAF | HV MRCH UCAF | 2.50% + $0.10 | 2.60% + $0.10 | +0.10% | -- |
RN | 0366 | 2CA | Enhanced Merchant UCAF | ENH MERCH UCAF | 2.04% + $0.10 | 2.10% + $0.10 | +0.06% | -- |
IRD | IQSTA | IC Level | Current Fee Program (PPM Description Name | Current MAS and TSYS Express Fee Descriptor | Current Rate | New Rate | Difference in % Rate | Difference in $ Rate |
---|---|---|---|---|---|---|---|---|
WS | 0754 | 2BK | World Elite Merchant UCAF | ELITEMRCHUCAF | 2.50% + $0.10 | 2.60% + $0.10 | +0.10% | -- |
02 | 0642 | 292 | World Merit I | WRLD MERIT 1 | 2.50% + $0.10 | 2.20% + $0.10 | -0.30% | -- |
02 | 1484 | 2EV | World Merit I (Real Estate MCCs) | WRLD M1 R-E | 1.10% + $0.00 | 1.43% + $0.05 | +0.33% | +$0.05 |
78, 88, 98 | 0013 | 210 | MC Merit 1 Credit | MERIT I | 1.89% + $0.10 | 1.95% + $0.10 | +0.06% | -- |
78, 88, 98 | 1482 | 2ET | Merit 1 (Real Estate MCCs) | MERIT 1 R-E | 1.10% + $0.00 | 1.43% + $0.05 | +0.33% | +$0.05 |
HB | 2182 | 2FY | High Value Merit 1 | HV MERIT 1 | 2.50% + $0.10 | 2.60% + $0.10 | +0.10% | -- |
HB | 2250 | 2GM | High Value Merit 1 Insurance | HV M1 INS | 2.20% + $0.10 | 2.25% + $0.10 | +0.05% | -- |
RP | 0580 | 2CC | Enhanced Merit 1 | ENH MERIT 1 | 2.04% + $0.10 | 2.10% + $0.10 | +0.06% | -- |
RP | 1483 | 2EU | Enhanced Merit 1 (Real Estate MCCs) | ENH M1 R-E | 1.10% + $0.00 | 1.43% + $0.05 | +0.33% | +$0.05 |
WB | 0737 | 2A3 | World Elite Merit I | ELITEMERIT1 | 2.50% + $0.10 | 2.60% + $0.10 | +0.10% | -- |
WB | 1481 | 2ES | World Elite Merit I (Insurance MCCs) | ELITE M1 INS | 2.20% + $0.10 | 2.25% + $0.10 | +0.05% | -- |
04 | 0644 | 294 | World Merit III Base | WRLD MERIT 3 | 1.77% + $0.10 | 1.90% + $0.10 | +0.13% | -- |
70, 80 | 0015 | 212 | MC Merit III Credit | MERIT III | 1.58% + $0.10 | 1.65% + $0.10 | +0.07% | -- |
HD | 2184 | 2F0 | High Value Merit III Base 1 | HV MERIT 3 | 2.20% + $0.10 | 2.30% + $0.10 | +0.10% | -- |
RA | 0353 | 2BX | Enhanced Merit III Base | ENH MERIT3 | 1.73% + $0.10 | 1.80% + $0.10 | +0.07% | -- |
WD | 0739 | 2A5 | World Elite Merit III Base | ELITEMERIT3 | 2.20% + $0.10 | 2.30% + $0.10 | +0.10% | -- |
93 | 0014 | 211 | MC Passenger Transport Credit | CONSUMER P/T | 1.75% + $0.10 | 1.65% + $0.10 | -0.10% | -- |
RR | 0582 | 2CE | Enhanced Passenger Transport | ENH PASS TRAN | 1.90% + $0.10 | 1.75% + $0.10 | -0.15% | -- |
58 | 0653 | 2AH | World Restaurant | WRLD RESTRNT | 1.73% + $0.10 | 1.85% + $0.10 | +0.12% | -- |
HQ | 2197 | 2GD | High Value Restaurant | HV RESTRNT | 2.20% + $0.10 | 2.00% + $0.10 | -0.20% | -- |
WQ | 0752 | 2BI | World Elite Restaurant | ELITERESTRNT | 2.20% + $0.10 | 2.00% + $0.10 | -0.20% | -- |
01 | 0641 | 291 | World Standard | WRLD STD | 2.95% + $0.10 | 3.15% + $0.10 | +0.20% | -- |
IRD | IQSTA | IC Level | Current Fee Program (PPM Description Name | Current MAS and TSYS Express Fee Descriptor | Current Rate | New Rate | Difference in % Rate | Difference in $ Rate |
---|---|---|---|---|---|---|---|---|
75, 85, 95 | 0001 | 201 | MC Standard Domestic Fees Credit | DOMESTIC SALES | 2.95% + $0.10 | 3.15% + $0.10 | +0.20% | -- |
HA | 2181 | 2FX | High Value Standard | HV STD | 3.25% + $0.10 | 3.15% + $0.10 | -0.10% | -- |
RU | 0585 | 2CH | Enhanced Standard | ENH STANDARD | 2.95% + $0.10 | 3.15% + $0.10 | +0.20% | -- |
WA | 0736 | 2A2 | World Elite Standard | ELITESTD | 3.25% + $0.10 | 3.15% + $0.10 | -0.10% | -- |
07 | 0647 | 2AB | World Supermarket Base | WRLD SMK | 1.58% + $0.10 | 1.70% + $0.10 | +0.12% | -- |
71, 81 | 0027 | 213 | MC Supermarket Credit | SMK2 | 1.48% + $0.10 | 1.45% + $0.10 | -0.03% | -- |
HI | 2189 | 2F5 | High Value Supermarket Base | HV SMK | 1.90% + $0.10 | 2.10% + $0.10 | +0.20% | -- |
RE | 0357 | 2B1 | Enhanced Supermarket Base | ENH SMK | 1.48% + $0.10 | 1.60% + $0.10 | +0.12% | -- |
WI | 0744 | 2BA | World Elite Supermarket Base | ELITESMKT | 1.90% + $0.10 | 2.10% + $0.10 | +0.20% | -- |
96 | 0075 | 230 | MC World T/E | WORLD T&E | 2.30% + $0.10 | 2.25% + $0.10 | -0.05% | -- |
HR | 2198 | 2GE | High Value T&E | HV T&E | 2.75% + $0.10 | 2.55% + $0.10 | -0.20% | -- |
WR | 0753 | 2BJ | World Elite T&E | ELITET&E | 2.75% + $0.10 | 2.55% + $0.10 | -0.20% | -- |
HZ | 2204 | 2GK | High Value T&E Large Ticket | HV T&E LT | 2.00% + $0.00 | 2.55% + $0.00 | +0.55% | -- |
WZ | 0311 | 2BU | World Elite T&E Large Ticket | ELITE T&E LT | 2.00% + $0.00 | 2.55% + $0.00 | +0.55% | -- |
CU | 0153 | 2BO | MC Consumer Credit Utilities | UTILITIES CR | 0.00% + $0.65 | 0.00% + $0.75 | -- | +$0.10 |
CW | 0635 | 2BQ | World Utilities | WRLD UTILITIES | 0.00% + $0.65 | 0.00% + $0.75 | -- | +$0.10 |
RT | 0584 | 2CG | Enhanced Utilities | ENH UTILITIES | 0.00% + $0.65 | 0.00% + $0.75 | -- | +$0.10 |
34 | 0561 | 282 | Consumer Credit Refund Group 1 | CON CR RF GR1 | 0.00% + $0.65 | 0.00% + $0.75 | -- | +$0.10 |
35 | 0562 | 283 | Consumer Credit Refund Group 2 | CON CR RF GR2 | 2.09% + $0.00 | 1.75% + $0.00 | -0.34% | -- |
36 | 0563 | 284 | Consumer Credit Refund Group 3 | CON CR RF GR3 | 1.95% + $0.00 | 1.75% + $0.00 | -0.34% | -- |
37 | 0564 | 285 | Consumer Credit Refund Group 4 | CON CR RF GR4 | 1.82% + $0.00 | 1.75% + $0.00 | -0.07% | -- |
38 | 0565 | 286 | Consumer Credit Refund Group 5 | CON CR RF GR5 | 1.73% + $0.00 | 1.75% + $0.00 | +0.02% | -- |
78, 88, 98 | 1478 | 2EP | MC Merit I Debit Real Estate | MERIT 1 R-E DB | 1.10% + $0.00 | 0.80% + $0.25 | -0.30% | +$0.25 |
68 | 11371 | 2NW | MC COMM DATA RATE 1 HEALTHCARE PREPAID | COMDR1HCRPPD | 1.00% + $0.00 | 2.65% + $0.10 | +1.65% | +$0.10 |
68 | 11372 | 2NX | MC COMM DATA RATE 1 HEALTHCARE PREPAID CAP | CMDR1HCRPPDCAP | 0.00% + $5.00 | 2.65% + $0.10 | +2.65% | -$4.90 |
68 | 11369 | 2NY | MC COMM DATA RATE 1 HEALTHCARE LRG MKT | COMDR1HCRLGMK | 1.00% + $0.00 | 2.65% + $0.10 | +1.65% | -$0.10 |
68 | 11370 | 2NZ | MC COMM DATA RATE 1 HEALTHCARE LRG MKT CAP | CMDR1HCRLGMKCP | 0.00% + $5.00 | 2.65% + $0.10 | +2.65% | -$4.90 |
Discover is modifying several interchange rates for consumer debit, consumer credit and prepaid card products.
DPI | IQSTA | IC Level | Fee Program Name (PPM Description Name | MAS and TSYS Express Fee Descriptor | Current Rate | New Rate | Difference in % Rate | Difference in $ Rate |
---|---|---|---|---|---|---|---|---|
115 | 1003 | 7A2 | DS PSL Restaurants Debit | RESTAURANT DB | 1.10% + 0.16 | 1.14% + 0.15 | +0.04% | -$0.01 |
112 | 1000 | 7A4 | DS PSL Retail Rewards | RETAIL RW | 1.71% + 0.16 | 1.72% + 0.15 | +0.01% | -$0.01 |
146 | 1148 | 7A6 | DS PSL Retail PR | RETAIL PR | 1.71% + 0.10 | 1.74% + 0.10 | +0.03% | -- |
102 | 0990 | 7A7 | DS PSL Supermarkets/WH Clubs Rewards | SMKT/WHSE RW | 1.60% + 0.10 | 1.62% + 0.10 | +0.02% | -- |
120 | 1008 | 7AD | DS CNP REWARDS | CNP REWARDS | 2.00% + 0.10 | 2.02% + 0.10 | +0.02% | -- |
104 | 0992 | 7AG | DS PSL Emerging Markets Rewards | EMERG MKTS RW | 1.45% + 0.05 | 1.50% + 0.05 | +0.05% | -- |
142 | 1114 | 7AI | DS PSL Emerging Markets PR | EMERG MKTS PR | 1.45% + 0.05 | 1.50% + 0.05 | +0.05% | -- |
144 | 1116 | 7AL | DS PSL Express Services PR | EXPRES SVCS PR | 1.95% + 0.00 | 1.97% + 0.00 | +0.02% | -- |
116 | 1004 | 7AM | DS PSL Hotels/Car Rentals Rewards | HOTEL/CAR RW | 1.90% + 0.00 | 1.92% + 0.00 | +0.02% | -- |
219 | 2818 | 7C5 | DS Hotels/Car Rentals (Premium Plus) | HOTEL/CAR PP | 2.40% + 0.10 | 2.57% + 0.10 | +0.17% | -- |
122 | 1010 | 7AP | DS PSL Key Entry Rewards | KEY ENTRY RW | 2.00% + 0.10 | 2.02% + 0.10 | +0.02% | -- |
151 | 1123 | 7AR | DS PSL Key Entry PR | KEY ENTRY PR | 2.00% + 0.10 | 2.02% + 0.10 | +0.02% | -- |
118 | 1006 | 7AS | DS PSL Passenger Trans Rewards | PASS TRNSPT RW | 1.90% + 0.10 | 1.92% + 0.10 | +0.02% | -- |
164 | 1527 | 7CB | DS Retail Core | RETAIL | 1.56% + 0.10 | 1.57% + 0.10 | +0.01% | -- |
217 | 2816 | 7C3 | DS Retail (Premium Plus) | RETAIL PP | 2.15% + 0.10 | 2.17% + 0.10 | +0.02% | -- |
221 | 2820 | 7C7 | DS CNP Premium Plus | CNP PREM PLS | 2.40% + 0.10 | 2.45% + 0.10 | +0.05% | -- |
222 | 2821 | 7C8 | DS Key Entry (Premium Plus) | KEY ENTRY PP | 2.40% + 0.10 | 2.45% + 0.10 | +0.05% | -- |
242 | 10152 | 7FI | DS PSL - Supermarkets/Warehouse Clubs Prepaid | SMKT/WHSE PPD | 1.10% + 0.16 | 1.12% + 0.16 | +0.02% | -- |
350 | 10157 | 7FI | DS PSL - Retail Prepaid | RETAIL PPD | 1.10% + 0.16 | 1.12% + 0.16 | +0.02% | -- |
351 | 10158 | 7FO | DS PSL - Restaurants Prepaid | RESTAURANT PPD | 1.10% + 0.16 | 1.14% + 0.15 | +0.04% | -$0.01 |
333 | 10161 | 7FR | DS CNP PREPAID | CNP PREPAID | 1.75% + 0.20 | 1.76% + 0.20 | +0.01% | -- |
334 | 10162 | 7FS | DS Key Entry Prepaid | KEY ENTRY PPD | 1.75% + 0.20 | 1.76% + 0.20 | +0.01% | -- |
361 | 10145 | 7FX | DS Commercial Electronic Prepaid | COMM ELEC PPD | 2.30% + 0.10 | 2.35% + 0.10 | +0.05% | -- |
428 | 11142 | 7HX | DS COMMER ELEC DB | COMM ELEC DB | 2.30% + 0.10 | 2.35% + 0.10 | +0.05% | -- |
124 | 1012 | 7BD | DS Commercial Electronic Submission Level | COMM ELEC | 2.30% + 0.10 | 2.35% + 0.10 | +0.05% | -- |
460 | 11325 | 7JT | DS e-Commerce Rewards | ECOM REWDS | 2.00% + 0.10 | 2.02% + 0.10 | +0.02% | -- |
150 | 1122 | 7AF | DS CNP PREMIUM | CNP PREM | 2.00% + 0.10 | 2.02% + 0.10 | +0.02% | -- |
462 | 11327 | 7JV | DS e-Commerce Premium | ECOM PREM | 2.00% + 0.10 | 2.02% + 0.10 | +0.02% | -- |
464 | 11329 | 7JX | DS e-Commerce Premium Plus | ECOMPREMPL | 2.40% + 0.10 | 2.45% + 0.10 | +0.05% | -- |
465 | 11330 | 7JY | DS e-Commerce Prepaid | ECOM PPD | 1.75% + 0.10 | 1.76% + 0.10 | +0.01% | -- |
468 | 11653 | 7JY | DS E-Commerce Secured Rewards | ECOM SEC RWDS | 2.00% + 0.10 | 1.90% + 0.10 | -0.10% | -- |
470 | 11655 | 7J7 | DS E-Commerce Secured Premium | ECOM SEC PREM | 2.00% + 0.10 | 1.95% + 0.10 | -0.05% | -- |
471 | 11656 | 7J8 | DS E-Commerce Secured Core | ECOM SEC CORE | 1.89% + 0.10 | 1.80% + 0.10 | -0.09% | -- |
472 | 11657 | 7J9 | DS E-Commerce Secured Premium Plus | ECOMSEC PREMPL | 2.40% + 0.10 | 2.35% + 0.10 | -0.05% | -- |
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