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Payarc industry guide

Interchange & Pricing

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Clearing & Settlement July 2020 Card Brand Enhancements: Card Brand Fees
Card brand fee changes for Visa and Discover.
April 1, 2020
Clearing & Settlement July 2020 Card Brand Enhancements: Additional Enhancements
Additional Visa, Mastercard, and American Express enhancements coming July 2020.
March 31, 2020
Clearing & Settlement July 2020 Card Brand Enhancements: Interchange Program Enhancements
Interchange program enhancements for Mastercard and Discover, coming July 2020
March 30, 2020
Clearing & Settlement July 2020 Card Brand Enhancements: Interchange Program Description & Rate Changes
Visa, Mastercard, and Discover are making big changes to some of their interchange programs in July 2020
March 27, 2020
Clearing and Settlement July 2020 Card Brand Enhancements: New Interchange Programs
In July 2020, Visa, Mastercard, American Express, and Discover are implementing new interchange programs.
March 26, 2020
Debit Card Transactions Fees & Rates
Debit card transaction rates and fees are usually cheaper than credit card transaction fees, but it is still important to understand what they are and exactly how much they are costing your business.
Visa International Card-Not-Present Interchange
Learn more about Visa's interchange rates for card-not-present transactions
February 3, 2020
Interchange Downgrades
Downgrades are not easy to understand, but they can end up costing you hundreds of dollars in credit card fees per month.
October 17, 2019
Cash Discount
Credit and debit card transactions have a tangible processing fee associated with them that merchants must pay.
October 17, 2019
Visa Interchange Rates
Visa’s rates are available here to the public, but since they can be somewhat confusing we’ll go over them in this article.
October 17, 2019
Pricing Explained
Pricing is how a processor determines how a merchant will pay the credit card processing fees.
October 17, 2019
Mastercard Interchange for Restaurants
If you run a restaurant, you probably don’t have time to think too much about credit card processing rates.
October 17, 2019
MasterCard Merchant UCAF Interchange Rates
Mastercard has a special rate for card-not-present/e-commerce transactions.
October 17, 2019
MasterCard Interchange Rates
MasterCard is the second-most used credit card worldwide, and as a merchant you probably accept it if you accept credit and debit card payments.
October 17, 2019
Level 3 Processing
Level 3 credit card processing is a payment integration system that works with business-to-business transactions.
October 17, 2019
American Express Interchange Rates
American Express is a closed network and so their interchange rates work differently than Visa or MasterCard.
October 17, 2019
Changes to Interchange Rates
An interchange rate is the rate a card network charges to cover the risk of doing business.
October 17, 2019
Decoding Discover Interchange Rates
Is Discover really more expensive than card brands like Visa, Mastercard and American Express?
October 17, 2019
Card Brand Fees
Decoding Hidden Credit Card Processing Fees
May 5, 2019
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